VirtualPay POS™

VirtualPay POS enables merchants to process card-present retail transactions through our secure, web-based virtual terminal, combined with an inexpensive card swipe device. VirtualPay POS replaces a traditional point-of-sale terminal.

VirtualPay POS is ideal for retail businesses that are looking for rapid transaction processing and flexible online reporting tools available through Paradata's Merchant Support Center. The merchant simply plugs a card-swipe device into any computer with an Internet connection and logs in to the secure VirtualPay POS web page to take advantage of card-present discount rates and Paradata's sophisticated online transaction system.

Merchants save time and reduce the cost per transaction with this Internet payment tool that provides real-time processing and authorization speed. VirtualPay POS is compatible with most card-swipe devices.

VirtualPay POS is one of three payment types available through our virtual terminal. The other payment types are:

• VirtualPay (card-not-present credit card processing for mail or phone orders)
• Virtual CheckPay (e-check/ACH payment processing)

Merchants That Will Benefit from VirtualPay POS

VirtualPay POS is ideal for merchants that:

• Want a cost-effective means of accepting payments from customers at point-of-sale
• Want to reduce the cost associated with an authorization terminal and dedicated phone line
• Want faster transaction authorization speeds relative to dial-up telephone lines
• Want real-time credit card authorizations
• Require detailed and flexible transaction reporting
• Require a consolidated platform for card-present and card-not-present transactions
   

VirtualPay POS Screenshot

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Features:

• 24.7.365 toll-free merchant technical support
• Process retail card-swipe transactions or manually enter credit card transactions for phone, mail or email orders
• Accept major credit cards including: Visa, MasterCard, Amex, Discover, Diners, EnRoute, JCB
• Connected to multiple North American processors
• Secure, reliable, real-time processing speed via the Internet
• Compatible with most card-swipe devices
• Full range of processing functions: authorization only, authorization and capture, refunds and voids
• Comprehensive set of payment management functions: settle selected transactions, retrieve, review and settle batches.
• Allows multiple users to access the system with a single login and can also support multiple logins
• Web-based Merchant Support Center
• View sales activity reports, order and settlement history
• Perform batch settlement
• Search for order, transaction and batch details
• Report on sales performance

Benefits

• Easy and efficient to use
• No dedicated phone lines or point-of-sale hardware required
• No installation or setup required
• Reduced cost of processing credit card transactions
• Improved cash flow
• Improved sales and customer service efficiency

Fraud and Security Protection

Paradata provides the best available security technology with 128-bit SSL (Secure Sockets Layer) encryption and fraud detection using AVS, CID and CVV verification services.