VirtualPay™

VirtualPay enables merchants to process card-not-present transactions for phone or mail orders through our secure, web-based virtual terminal using any computer with an Internet connection. VirtualPay replaces traditional credit card authorization terminals.

Merchants save time and reduce transaction costs with this easy to use Internet payment tool that provides real-time processing and authorization speed.

VirtualPay is one of three payment types available through our virtual terminal. The other payment types are:

• VirtualPay POS (Point-of-Sale, credit card swipe for card-present retail transaction processing)
• Virtual CheckPay (e-check/ACH payment processing)

Merchants That Will Benefit from VirtualPay

VirtualPay is ideal for merchants that:

• Accept payment from customers by phone, mail or email
• Want to reduce the cost associated with an authorization terminal and dedicated phone line
• Want faster transaction authorization speeds relative to dial-up telephone lines
• Want real-time authorizations on credit card and e-check orders.
• Operate a home-based business or
• Attend trade shows and want to accept real time payment from a booth or
• Employ traveling sales people with wireless Internet access on their computers.

VirtualPay Screenshot

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Features

• 24.7.365 toll-free merchant technical support
• Manually enter credit card transactions for phone, mail or email order sales
• Accept checks and major credit cards including: Visa, MasterCard, Amex, Discover, Diners, EnRoute, JCB
• Connected to multiple North American processors
• Secure, reliable, real-time processing speed via the Internet
• Full range of processing functions: authorization only, authorization and capture, refunds and voids
• Comprehensive set of payment management functions: settle selected transactions, retrieve, review and settle batches.
• Allows multiple users to access the system with a single login and can also support multiple logins
• Web-based Merchant Support Center
• View sales activity reports, order and settlement history
• Perform batch settlement
• Search for order, transaction and batch details
• Report on sales performance

Benefits

• Easy and efficient to use
• No dedicated phone lines or point-of-sale hardware required
• No installation or setup required
• Reduced cost of processing credit card and e-check transactions
• Improved cash flow
• Improved sales and customer service efficiency
• Reduced customer call-backs due to data entry errors or declined cards

Fraud and Security Protection

Paradata provides the best available security technology with 128-bit SSL (Secure Sockets Layer) encryption and fraud detection using AVS, CID and CVV verification services.