Virtual CheckPay™

Virtual CheckPay enables merchants to accept checks from their customers and securely process them as e-checks through the Automated Clearing House (ACH) Network.

A large number of consumers do not have credit cards and rely on checks as their primary means of payment Virtual CheckPay enables merchants to accept check information by phone or email and process it electronically as an e-check.

Merchants save time and reduce transaction costs with this easy to use Internet payment tool. E-checks eliminate trips to the bank to deposit funds and waiting to receive checks by mail and funds to clear.

Virtual CheckPay is one of three payment types available through our virtual terminal. The other payment types are:

• VirtualPay (card-not-present credit card processing for mail or phone orders)
• VirtualPay POS (Point-of-Sale, credit card swipe for card-present retail transaction processing)

Merchants That Will Benefit From Virtual CheckPay

Virtual CheckPay is ideal for merchant that accept payments by phone, mail and email and want the flexibility to accept checks as well as credit cards.

Virtual CheckPay Screenshot

View Virtual CheckPay actual size (link opens new window)	View Transaction Response page actual size  (link opens new window)

 

Features and Benefits

• Easy and efficient to use
• 24.7.365 toll-free merchant technical support.
• Accept check information over the phone or by email and process it securely as an e-check.
• Funds are transferred by the Automated Clearing House (ACH) Network by directly debiting a customer's bank account.
• Eliminate trips to the bank to deposit funds with no waiting for funds to clear.
• Track transaction details and settlement functions using our Merchant Support Center.

Fraud and Security Protection

Paradata provides the best available security technology with 128-bit SSL (Secure Sockets Layer) encryption and fraud detection using AVS, CID and CVV verification services.